THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION. *APR=Annual Percentage Rate. APR is for a 12-month term. Your APR will be based on your creditworthiness. Other rates and terms available, subject to credit approval. Offer good from 11/15/21 to 1/31/22. Payment example: For a $1,000 personal loan with a term of 12 months at 4.75% APR, the monthly payment will be $85.49 and total interest will be $25.84. Not for business or real estate loans. Offer applies to new HCFCU loans only. Refinances of existing HCFCU personal loans or lines-of-credit do not qualify for the offer. Other restrictions apply. HCFCU membership is required.